Scott Smolen Blog

Oct. 8, 2018

Crofton Area High School Boundaries

Do you know where the new

Crofton High School Boundaries Are?

 

This is a question that is posed to me on a frequent basis.  The answer is that nobody knows yet because they have not been established.  However you can be part of the redistricting / feeder patterns for the process. 

The committee consists of two representatives each from every potentially impacted school: Arundel and South River high schools; Arundel and Crofton middle schools; and Crofton, Crofton Meadows, Crofton Woods, Nantucket, and Piney Orchard elementary schools.  The fact that a school is represented on the committee does not necessarily mean that the school’s attendance area or feeder pattern will change.

 

Make sure YOUR voice is heard - these meetings are open to the public

 

Information Regarding

the School Redistricting Process

 

Anne Arundel County

Public Schools Redistricting Timeline

 

 

Posted in Community News
Sept. 6, 2018

Why Has Piney Orchard Become a Prime Location for Residence?

Piney Orchard is beautiful. This is not just because it is the largest planned community in the whole of Maryland, but because it seems to have something good to offer everyone. Here you will not see much vacant land for sale because there are various available housing types for people to stay. This community is safe and comfortable and it is soon having some of the most attractive properties in the real estate market. Although houses are a little pricey, staying there would make you realise it is worth every single dollar. Are you also wondering why Piney Orchard is fast becoming a prime location for residence? Take a close look at the following reasons.

1.      - Real Estate

Piney Orchard is the largest planned community in Maryland, having over 3900 housing units, of numerous sizes and specifications. It records over 8000 residents and more seem to be coming by the day. The real estate industry is booming, with offers for rentals, selling and buying of apartments and homes on the rise. This is a planned community; having land for sale is highly controlled. The community has a variety of houses to suit the needs of people. Ranging from small room apartments to large luxurious homes, serving different kind of deals. It has something for you, whether you are looking to be a tenant or an agent.

2.     - Terrain

Constellation Real estate Group handled a restoration project in the 40s and 50s replacing the initial wetlands by building five large ponds. The restoration project included planting numerous trees, and shrubs that are native to the area. This took place until the 90s when the project was recorded successful and Piney Orchard Nature Preserve was officially opened. The fact that this location was planned makes it a beauty to behold. In 2018, the community blossoms with beautiful green spaces all year and clean fresh air with a clear sky. This location serves as a haven for residents providing walking and bike trails for those who wish to promote fitness.

3.     - Proximity and access to major cities

One of the major reasons this community thrives so well is because it offers an easy access to big cities such as Washington DC, Baltimore and N.S.A’s Forte Meade.  This enables residents to stay there and work in the nearby cities. Easy access is provided through MARC train that moves to Washington DC and Baltimore. Piney Orchard is also close to BWI airport and several other employment centres. This makes the community ideal for residents and easily accessible for visitors to want to live in.

4.     - Amenities

Planning is an integral part of humanity because it brings an order and meaning to so much. Piney Orchard is planned to be a beautiful residential community, this is evident by the presence of beautiful amenities required for a community to flourish. Some of these amenities include schools, public transport systems, recreational centres, orchard community centre, Parks, shopping centres, clubhouse and lots more. This community is perfect for residency, especially for families looking for a suitable neighbourhood to raise children. The community is designed to have something for everyone- a place to play for children, lots of fun for teenagers and a place to work for adults.

Conclusion

In 2005, Constellation handed over day-to-day supervision of Piney Orchard to the association of residents known as Piney Orchard Community Association (POCA). They have the sole responsibility of maintaining security the aesthetic quality of the community and have never failed to meet up to expectations. They organise community social events and encourage communal living. Where would you rather live?

 

Nov. 29, 2017

Maglev Meeting Summary from October 2017

As many in this area are aware, there is a study underway for the feasibility of a Maglev high speed train system between Baltimore and Washington DC with 1 proposed stop at BWI airport.  Personally, I do not see the need for this type of system in general.  I have been watching this as it could dramatically impact home property values in Odenton, Bowie, Crofton and Gambrills area.

However if this train is considered, it seems to me that a stop at Fort Meade / NSA would make logistical sense.  Otherwise, this train basically does very little to help ease the stress on the roads from commuters.  That being said, the more and more I have looked at it, the less and less likely I believe it will actually become a reality in my lifetime regardless.  Below is the published notes from the October 2017 meeting if you have some additional interest in the proposals which are currently being floated around.

Transcript for Baltimore-Washington Superconducting Maglev Environmental Study
Project Process & Information Video
October 2017

Slide 1
Welcome and thank you for your interest in the proposed Baltimore-Washington Superconducting Maglev Project.
Though we’re early in the process, the team encourages YOU to get involved with the environmental study. Your feedback has a REAL potential to make this project better.

Slide 2
The project team has heard your expressed concerns loud and clear, and we are listening to you. Our staff is available to discuss the project and study process with you. There will be multiple opportunities to communicate with the Project Team, whether it’s through public meetings, submitting comment cards, speaking over the phone, emailing, or posting comments to the website. We encourage you to provide your comments, speak with our staff, and visit the project website to view updated project information and responses to frequently asked questions.

Slide 3
Right now, the federal project is a grant studying the feasibility of a superconducting magnetic levitation (or ESSEE maglev) train. Engineers and planners are currently finalizing technical specifications and weighing the benefits and impacts of a proposed high-speed train service between Baltimore and Washington, DC. S-CMAGLEV trains are now the fastest in the world, with cruising speeds more than 300 miles an hour.

Slide 4
Baltimore Washington Rapid Rail (or BWRR) is a private company that is proposing to construct the SCMAGLEV system between Baltimore and Washington DC. Their proposal would provide an approximate 15-minute service between the new Baltimore and Washington stations, and would run on a new, dedicated guideway – partially through tunnel and partially elevated – with no surface-level intersections with existing roadways or other railroads.

Slide 5
Congress authorized funding to *study* magnetic levitation projects in 2005’s ‘Safe, Accountable, Flexible, Efficient Transportation Equity Act’. The Federal Railroad Administration (or FRA) awarded $27.8 Million to the Maryland Department of Transportation (or MDOT) to prepare an Environmental Impact Statement (or EIS) for BWRR’s proposal.
Please note, though, that no one has yet set aside money for construction.

Slide 6
At this stage, it is too early to determine if or how the project will affect any landowners because a final alignment has not been determined.
A goal of the proposed project is to maximize the use of existing rights-of-way intended for transportation uses and to minimize impacts to local communities and environmental resources. FRA and MDOT will have additional details on these factors as the project progresses and with completion of the alternatives analysis. Some alternative alignments will be eliminated from further study, and those alignments that are retained are likely to continue to evolve to minimize impacts on communities and environmental resources. Property owners can get a better idea of potential right-of-way impacts by examining maps of the alternative alignments posted on the project website (www.bwmaglev.info) and at public meetings. It is important to note, however, that FRA will likely adjust and refine alignments based on public and stakeholder input during the study process.

Slide 7
Safety is of paramount importance. The safety and security for areas adjacent to the train facilities, as well as
on-board trains and at train facilities, will be evaluated as part of preliminary design and documented in the
EIS through coordination with relevant agencies, stakeholders, and technical experts. The Project Team will
research and document safety issues and best practices related to personal safety and security for passengers,
as well as address the safety and security of operating superconducting magnetic levitation trains under
various conditions and environmental factors, such as snow events and during times of poor conductor
visibility. The Project Team will also research and plan for potential threats such as terrorist attacks, fires,
explosions, and severe weather events.

Slide 8
The project includes three proposed stations: in Washington, DC, at BWI Thurgood Marshall Airport, and in
Baltimore City. The system would require one maintenance facility, support facilities such as ventilation shafts
along the route, and new electric substations.

Slide 9
The project team is led by FRA. Working for FRA at the state level is MDOT. MDOT serves as the grantee and
oversees the work being performed by the Maryland Economic Development Corporation or MEDCO, and the
Maryland Transit Administration or MTA, a transportation business unit of MDOT.
MEDCO is coordinating the engineering and design efforts being developed by the Private Project Sponsor
BWRR. MDOT-MTA is overseeing the NEPA compliance and EIS process, which is being conducted by the
Environmental Consultant AECOM.

Slide 10
The Alternatives Report will be published in the winter/spring of 2018, followed by the Draft EIS and
corresponding public hearing in fall of 2018. Once comments on the Draft EIS have been addressed, the Final
EIS and Record of Decision will be published in the Winter of 2019. Comments from the public and agencies
are welcomed and encouraged throughout the process.

Slide 11
The study area for the evaluation of potential environmental effects extends 40 miles from downtown
Washington, DC, north to downtown Baltimore, and from the I-95 corridor east to central Anne Arundel and
Prince George’s Counties, a distance of about 10 miles. The Study Area was developed by the Study Team to
define the area where SCMAGLEV could be implemented and the surrounding areas that could be affected by
the construction and operation of the proposed system.

Slide 12
In addition to neighborhoods and communities, the study area contains a number of important natural and
cultural resources. Most of the land in the study area is privately owned, but large federal, state and
institutional properties are located throughout the corridor.

Slide 13
There are many Parks located throughout the study area, some are large Federal and State lands, while others
are smaller community parks. The study team recognizes the importance and sensitivity of these parks and will
work to avoid, minimize and mitigate potential impacts as part of the study process.

Slide 14
Many key environmental considerations will be studied as part of this project such as environmental justice,
noise and vibration effects, electromagnetic fields, safety, and construction.

Slide 15
FRA and MDOT are coordinating with more than two dozen resource agencies to evaluate potential impacts to
natural resources and ensure ecosystems within the study area continue to thrive.
For each alternative alignment retained for detailed study, the team identifies these resources and evaluates
the nature and extent of the potential impacts.
Where possible, alignments are shifted to avoid or minimize impacts.

Slide 16
The proposed project is being studied with federal funds. Therefore, its potential environmental effects must
be evaluated and compared to a No-Build option, and comply with the National Environmental Policy Act (or
NEPA) review process.

Slide 17
On large projects like SCMAGLEV, NEPA studies are a multi-year process involving many steps, many agencies
at all levels of government, and many opportunities for public input. The goal of NEPA is to identify the
potential negative effects of the project, study alternatives that do the least possible harm, consider a ‘nobuild’
option when the adverse impacts could possibly outweigh project benefits, and throughout the process,
provide the public with the opportunity to provide input.
The results of this NEPA study will be published in an Environmental Impact Statement (or EIS) and available
for public review and comment. Federal, state, and local regulatory agencies will review the EIS and associated
public comments as part of the decision-making process.
Correspondence and feedback from citizens, residents, and other project stakeholders is encouraged
throughout the NEPA process and can be done a variety of ways. Perhaps the simplest way is through our
project website and email address. Please visit www.BWMaglev.info or email us at info@BWMaglev.info.

Slide 18
NEPA is also an umbrella law that encourages integrated compliance with other environmental laws. Because
this project is funded by the Federal Government, it must comply with the NEPA process and all corresponding
environmental laws and approvals.

Slide 19
The NEPA process consists of five steps, requiring significant coordination between the project team, public
stakeholders, elected officials, and governmental regulatory agencies.

Slide 20
Step 1 consists of initiating the NEPA process by publishing a Notice of Intent, submitting a draft Purpose and
Need, holding agency and public scoping meetings, developing initial preliminary project alternatives, and
accepting comments from the public during a 30-day comment period. For this project, the Notice of Intent
was published on November 25, 2016.

Slide 21
Step 2 consists of collecting data on existing conditions and screening potential alternatives. The alternatives
that do not meet the project purpose, sufficiently address needs, or contain fatal flaws or disproportionately
high impacts or costs are screened out and dropped.

Slide 22
In Step 3, the project team analyzes the remaining alternatives, and publishes an Alternatives Report.

Slide 23
In Step 4, the team determines a preliminary preferred alternative based on the analysis, publishes a Draft EIS,
holds public hearings, and accepts comments from the public for 45 days.

Slide 24
In Step 5, the team publishes the Final EIS, accepts comments from the public for 30 days, reviews the
comments, and publishes a Record of Decision.
The project team welcomes and encourages public and regulatory input throughout the entire NEPA process
and will review all comments received from citizens, residents, and other project stakeholders, and incorporate
the suggestions that will contribute to a successful outcome.

Slide 25
Thank you for participating in the SC Maglev project. For the most up to date information or to provide
comments and questions, please visit our website at www.bwmaglev.info. You can also email the project team
at info@bwmaglev.info.

Posted in Uncategorized
Nov. 25, 2017

Don't Wait, Buying Will Cost More in Just One Year......

Are you on the fence about owning a home? It may be better to buy now than wait.

The nation’s median home value is expected to grow by $6,275 to $208,975 just one year from today, according to Zillow, adding on to the already considerable funds homebuyers need now to own a home. The average homebuyer, in fact, has to add $105 more each month to their down payment savings (assuming a 20 percent down payment on a median-priced home) over the next year, or $1,260 total, to keep up with the rise in values.

In other words: It costs more to hold off.  “Sky-high rents and rising home prices are putting first-time buyers in a bit of a catch-22,” says Dr. Svenja Gudell, chief economist at Zillow. “Buying now with a low down payment can be riskier, and the offer may not be considered as competitive by the seller; however, a renter who saves for another year to reach a larger down payment may find that the home they love today is outside their budget a year from now.

For those considering buying in the next year, getting into the market today may make more financial sense than they think.”
Homebuyers in hotter markets have to contribute even more to their savings if they wait.

In San Jose, Calif., the average homebuyer has to add $599 more each month to their savings to purchase a median-priced home ($1,088,434) with 20 percent down ($1,088,434); in Seattle, Wash., the average homebuyer has to add $394 more each month to their savings to purchase a median-priced home ($479,451) with 20 percent down.

In other markets:

San Diego, Calif.
Additional Down Payment Savings Per Month: $267
Expected Median Home Value (Sept. 2018): $569,906

Riverside, Calif.
Additional Down Payment Savings Per Month: $266
Expected Median Home Value (Sept. 2018): $348,949

Sacramento, Calif.
Additional Down Payment Savings Per Month: $246
Expected Median Home Value (Sept. 2018): $388,336

Las Vegas, Nev.
Additional Down Payment Savings Per Month: $229
Expected Median Home Value (Sept. 2018): $247,331

Portland, Ore.
Additional Down Payment Savings Per Month: $227
Expected Median Home Value (Sept. 2018): $383,348

Boston, Mass.
Additional Down Payment Savings Per Month: $206
Expected Median Home Value (Sept. 2018): $443,047

San Francisco, Calif.
Additional Down Payment Savings Per Month: $192
Expected Median Home Value (Sept. 2018): $876,938

Denver, Colo.
Additional Down Payment Savings Per Month: $181
Expected Median Home Value (Sept. 2018): $383,667

For more information, please visit www.zillow.com.

Posted in Uncategorized
Nov. 2, 2017

5 Fall Chores: Do It Yourself vs Professional

Photo by Pixabay

When yellow leaves start to fall and nights grow longer—not to mention chiller—it’s time to pull out your autumn home maintenance checklist. While some projects are quick and easy, others require a little more time and skill. Some homeowners feel a sense of accomplishment tackling these tasks on their own, while others would rather leave it to the professionals. Ultimately, whether you choose the DIY (do-it-yourself) route or hiring help depends on your priorities—cost, quality, time and skill.

Some homeowners choose to keep up with this maintenance to preserve the quality of their house— one of the most common, and most lucrative, long-term investments. Not only will regular seasonal upkeep protect your home, but it will also ensure its curb appeal is pleasing to you, your neighbors and potential home buyers.

Fall Chore #1: Power Washing

Power washing—one of the easiest ways to clean siding, brick, wood, concrete and other materials of the dirt and grime from summer. It’s fairly easy to rent a power washer from your local hardware store, much more cost effective than bringing in a professional. However, the effort it takes to power wash the exterior of your house—especially if it’s two story—and can take several days. Hiring a professional can cost around $250, but save countless hours of your own time.

Fall Chore #2: Exterior Painting

Every once in awhile the exterior of your home could benefit considerably from a fresh coat of paint. It’s astounding what an updated color palette can do for curb appeal. Painting the exterior of your home, including doors and trim, can be a daunting chore depending on the size, shape and design of your house. The average national cost to paint the exterior of a house is roughly $2,581. Your skill level and knowledge can help you decide to do-it-yourself or bring in a pro. Do you know how to prep a house to be painted? Do you have the time, either by yourself or with a friend, to make sure your paint job is of the highest quality with attention to detail? If you answer no to any of these questions, a painting professional might be the best choice.

Fall Chore #3: Gutter Cleaning

Cleaning gutters and downspouts is one of the most important autumn tasks a homeowner can take on. Even if you only clean your gutters once a year, fall is the most important time to tackle the task. While some people don’t mind spending a day up on a ladder clearing the drainage areas from leaves and debris, others see the value in hiring a professional to get the job done right. The average cost of having a professional clean your gutters and downspouts runs between $105 and $177, and takes about five hours.

Fall Chore #4: Sealing Windows

Walking the perimeter of your house, examining windows for holes, leaks and gaps may or may not reveal the information you need. Occasionally these issues can be spotted quickly, but often professionals can examine windows more closely, discovering more subtle repairs that need to occur to make sure your home stays warm and your heat bills stay low during the winter. Most window repairs cost between about $150 and $500, though in some situations homeowners can pay more than $1000.

Preventive maintenance is critical to your home’s value. Making sure you’re in good shape for every season can save you substantial costs in the long run. While some tasks are easier to take on yourself, others are better left to the professionals. Give your fall curb appeal a boost by tackling these essential fall chores.

Thanks to Eugene Williams at DIYDad.info for this article.

Posted in Uncategorized
Oct. 31, 2017

A Cooldown in Housing? Not This Season

Autumn began in September, but activity in the housing market remained at summer-like levels through October, according to realtor.com®’s latest data preview. Prices in October were 10 percent higher than those one year ago, with the national median at $275,000 and the national median age of inventory at 73 days.

“This month we aren’t just experiencing still-summery weather—we’re also seeing a sizzlingly competitive housing market at a time when things are usually cooling off for the fall,” says Danielle Hale, chief economist at realtor.com. “With not enough homes on the market to meet the high demand, homes are selling 8 percent more quickly than a year ago even though prices are as high as they’ve ever been.

“For potential buyers who waited until fall hoping to score a bargain, the pickings are disappointingly slim,” Hale says, “but one potential bright spot for market-fatigued buyers is that new listings are up slightly from one year ago. While new listings declined in the first four months of the year, they have increased on a year-over-year basis in five of the last six months.”

The housing markets ranking in realtor.com’s Hotness Index for October:

San Jose-Sunnyvale-Santa Clara, Calif.
Median Age of Inventory: 30 days

Vallejo-Fairfield, Calif.
Median Age of Inventory: 38 days

San Francisco-Oakland-Hayward, Calif.
Median Age of Inventory: 30 days

San Diego-Carlsbad, Calif.
Median Age of Inventory: 40 days

Boston-Cambridge-Newton, Mass.-N.H.
Median Age of Inventory: 46 days

Stockton-Lodi, Calif.
Median Age of Inventory: 41 days

Sacramento-Roseville-Arden-Arcade, Calif.
Median Age of Inventory: 44 days

Detroit-Warren-Dearborn, Mich.
Median Age of Inventory: 47 days

Denver-Aurora-Lakewood, Colo.
Median Age of Inventory: 41 days

Modesto, Calif.
Median Age of Inventory: 43 days

For more information, please visit www.realtor.com.
For the latest real estate news and trends, bookmark RISMedia.com.

Posted in Uncategorized
May 24, 2017

Rents Appreciating Faster in Suburbs as Demand Intensifies

Renters up against ballooning costs in sought-after cities have steadily spread outward for rent relief—but now, costs are climbing in areas outside of cities, too.

In fact, according to a recently released report by Zillow, rent appreciation is accelerating faster in suburban areas than urban ones, with the median rental cost in suburban areas up 2.5 percent year-over-year, while the median rental cost in urban areas is up 2.3 percent.

“Because walkable urban centers close to amenities are typically a big draw for renters, you’d expect rents to rise faster in the city than in the suburbs—which is exactly what we’ve been seeing until very recently,” says Dr. Svenja Gudell, chief economist at Zillow, “but a handful of factors are helping turn the tables and beginning to push suburban rents up at a higher clip. These include deteriorating rental affordability in expensive urban cores; new apartments, albeit high-end ones, opening downtown compared to relatively few in outlying areas; and preferences among some renters toward the space offered by single-family homes in the suburbs.”

The difference represents a shift from one year ago, when urban rental costs were up 5 percent year-over-year and suburban rental costs were up 3 percent. There are starker disparities in appreciation in in-demand urban areas and their suburban counterparts, including in Nashville, Tenn., and San Francisco, Calif.

“Rents themselves are still lower in the suburbs, but if demand keeps growing for suburban rentals and supply continues to lag, that will also start to change,” Gudell says. “As more formerly urban renters move to the suburbs in coming years, we’ll likely start seeing more apartment buildings and walkable amenities popping up in those communities.”

Zillow_Rent_Affordability

 

For the latest real estate news and trends, bookmark RISMedia.com.

Posted in Uncategorized
May 15, 2017

First-Time Homebuyers Shell Out More for Upgrades

While first-time homebuyers are facing certain challenges entering the housing market, that doesn’t mean they aren’t spending on upgrades to the homes they end up owning.

According to a recent report by Houzz, first-time homebuyers in 2016 dropped more than ever on renovations, spending an average $33,800. Homeowners overall spent an average $60,400.

First-time homebuyers aren’t starting with small changes, either—in fact, many have taken on remodeling four rooms at once, including more involved projects like bathrooms and the kitchen. Most, as well, are focused on outfitting their new homes with smart home technology.

“Younger and cash-constrained first-time buyers are responding to the low inventory of affordable homes by purchasing properties that require more than just cosmetic upgrades,” said Nino Sitchinava, principal economist at Houzz, in a statement on the survey. “Not surprisingly, we are seeing their spend on home renovations increasing significantly in 2016 and expect this trend to continue through 2017.”

That lack of cash for a more expensive home could explain why first-time homebuyers rely more on credit cards to finance renovations than other homeowners, according to the survey. Ninety-one percent of homeowners overall fund renovations, at least partially, with cash. Eleven percent fund them by taking out a loan, mainly a home equity line of credit (HELOC).

First-timers are also having trouble keeping renovations within budget, with 47 percent of those surveyed reporting it challenging to stay out of the red. They are, however, willing to ask for help, being just as likely as other homeowners to hire a professional.

Source: Houzz

For the latest real estate news and trends, bookmark RISMedia.com.

Posted in Uncategorized
May 12, 2017

Home-Buying Confidence Springs Back

Confidence in home-buying is springing back, with more buyers optimistic about their ability to move off the fence and into the market, according to the recently released Fannie Mae Home Purchase Sentiment Index® (HPSI) for April.

The HPSI bounced back 2.2 percentage points to 86.7 last month, up from 84.5 in March. Those surveyed for the Index who reported it being “a good time to buy a house” climbed 5 percentage points to 35 percent—but those who reported it being “a good time to sell” shifted 5 percentage points in the opposite direction, down to 26 percent.

“The Home Purchase Sentiment Index returned to its longer-term tread line after reclaiming ground lost last month,” says Doug Duncan, senior vice president and chief economist at Fannie Mae. “Historically strong inflation-adjusted house price gains are tempering consumer sentiment, whereas consumer optimism regarding the ease of getting a mortgage reached a survey high.”

Those surveyed who believe home prices will rise inched up one percentage point to 45 percent. More of those surveyed believe mortgage rates will go down in the next 12 months, ticking up three percentage points to -57 percent.

On a wider level, just 13 percent of those surveyed reported that their earnings are “significantly higher” than one year ago. In many housing markets, incomes have yet to catch up to home prices.

Seventy-seven percent of those surveyed, however, are “not concerned about losing their job”—a sense of security that can be a prerequisite for home-buying or -selling.

“On balance, housing continues on a gradual track,” Duncan says.

Source: Fannie Mae

For the latest real estate news and trends, bookmark RISMedia.com.

Posted in Uncategorized
May 12, 2017

Mortgage Rates Stay Within Range

Mortgage rates stayed within the 4 percent range this week, with the 30-year, fixed rate averaging 4.05 percent, according to Freddie Mac’s recently released Primary Mortgage Market Survey® (PMMS®.) Rates rose above 4 percent following the presidential election in November, and have fluctuated since.

The 15-year, fixed rate, at the same time, averaged 3.29 percent, up from 3.27 percent the week prior, while the 5-year, Treasury-indexed hybrid adjustable rate averaged 3.14 percent, up from 3.13 percent the week prior, according to the survey.

“The 10-year Treasury yield jumped eight basis points this week while the 30-year mortgage rate rose three basis points to 4.05 percent,” says Sean Becketti, chief economist at Freddie Mac. “Mixed economic reports over the last few weeks have anchored the 30-year mortgage rate around the 4 percent mark.”

Source: Freddie Mac

or the latest real estate news and trends, bookmark RISMedia.com.

Posted in Uncategorized