This year has already brought a series of powerful storms. In July, Hurricane Beryl became the earliest Category 5 Atlantic storm on record, and in August, Hurricane Debby wreaked havoc across the Southeast before causing significant damage in the Northeast. According to the National Oceanic and Atmospheric Administration (NOAA), the ...

For homeowners reliant on septic systems rather than municipal sewer services, proper maintenance of the tank and associated plumbing is paramount. Knowing whether homeowner’s insurance covers septic issues can provide financial security in case of malfunctions. Bankrate's insurance editorial team delved into septic tank coverage nuances to clarify when ...

Understanding the ins and outs of home insurance is crucial for homeowners looking to safeguard their property and belongings. One key element is the home insurance deductible, a concept often overlooked but essential in determining how much you will pay out of pocket before your insurance provider kicks in. In ...

We sincerely hope you never have to deal with this information.  Since we have been having some terrible weather lately with some power outages, wind damage, etc., we did feel this topic was worth writing about. 

I personally dealt with a flood in my basement due to a ...

When purchasing a condo, insurance is a must-have requirement. The bank needs protection for its investment in your property, and your condo agreement will also require insurance. Two policies are necessary to fully insure both parties—an individual policy and a master policy. The individual policy covers liability, personal belongings, and ...

Homeowners insurance is a convenient and comprehensive package policy that offers protection for your property and minimizes your liability for any injuries or property damages caused by you, your family, or even your pets.

While most disasters are covered, it is crucial to note that there are a few exceptions ...