If you’ve paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American — marking the fifth straight month where buying a home …
Mortgage rates have started to come down — a welcome change for both buyers and sellers. But the big question remains: will this trend continue, and how much lower could rates go?
According to market analysts, there’s still room for mortgage rates to decline over the next year. One of …
View MoreBeing your own boss comes with a lot of freedom, but when it’s time to buy a house, it can also bring extra hurdles. Unlike traditional W-2 employees, self-employed buyers don’t have a steady paycheck or employer to confirm income. That doesn’t mean you can’t buy a home — it …
View MoreIf you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs. Almost every buyer knows they exist, but not everyone knows exactly what they cover—or how different they can look depending on where you’re buying. Let’s break them down so you know …
View MoreMortgage rates are finally trending down, and buyers are jumping back into the market! The Mortgage Bankers Association (MBA) reports that mortgage applications are up 23% compared to the first week of September last year.
That’s a clear signal: as affordability improves, demand follows. If you’ve been waiting to …
View MoreYou’ve been waiting for mortgage rates to finally budge. Last week, they did—and in a big way. On Friday, September 5th, the average 30-year fixed rate fell to its lowest level since October 2024.
It was the largest single-day decline in over a year.
What Sparked the Drop?
Per …
View MoreWhen shopping for a home loan, you might hear about discount points or a percentage discount on your mortgage. Understanding how these discounts work can help you decide if paying for them upfront will save you money in the long run.
What Is a Percentage Discount on a Mortgage …
View MoreIf you’re planning to buy a home soon, getting a mortgage pre‑approval is one of the smartest first steps you can take. A pre‑approval shows sellers and real estate agents that you’re a serious buyer and gives you a clear idea of your budget.
But here’s a common question: How …
View MoreWhen you are preparing for homeownership, it is crucial to understand what makes up your monthly mortgage payment. Many homeowners are surprised to find it is not just the principal and interest — additional costs like property taxes and homeowners insurance are often included too. These expenses are typically managed …
View MoreMortgage rates in 2025 are anything but predictable. One day they dip, the next they climb, leaving homebuyers confused and frustrated. If you’re wondering whether now is the right time to buy a home, you’re not alone. According to Mortgage News Daily, after a steady March, rates took a volatile …
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