Being your own boss comes with a lot of freedom, but when it’s time to buy a house, it can also bring extra hurdles. Unlike traditional W-2 employees, self-employed buyers don’t have a steady paycheck or employer to confirm income. That doesn’t mean you can’t buy a home — it …
View MoreBuying and selling a home at the same time can feel like walking a tightrope—one misstep and the whole process gets complicated. Maybe you’ve found your dream home, but you need to sell your current one first. That’s where a home sale contingency comes in. This clause makes your offer …
View MoreIf you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs. Almost every buyer knows they exist, but not everyone knows exactly what they cover—or how different they can look depending on where you’re buying. Let’s break them down so you know …
View MoreMortgage rates are finally trending down, and buyers are jumping back into the market! The Mortgage Bankers Association (MBA) reports that mortgage applications are up 23% compared to the first week of September last year.
That’s a clear signal: as affordability improves, demand follows. If you’ve been waiting to …
View MoreYou’ve been waiting for mortgage rates to finally budge. Last week, they did—and in a big way. On Friday, September 5th, the average 30-year fixed rate fell to its lowest level since October 2024.
It was the largest single-day decline in over a year.
What Sparked …
View MoreMillersville’s low inventory means competition is fierce. Here’s how to make your offer stand out:
Offer your best price up front. Scott Smolen will help you determine fair value without overpaying.
Flexible settlement dates and few contingencies …
View MoreIf you're buying in Annapolis, knowing what you are looking for will help determine your plan.
Trendy, walkable, and near downtown—perfect for professionals. View listings here.
Affordable homes near the stadium and parks. A popular pick for young families.
When buying a home, it’s easy to focus solely on your current needs—number of bedrooms, layout, location, and budget. But if you want to make a smart long-term investment, it’s worth asking: what property type has the best resale value?
Across most …
View More